Perspectives on China’s Economic Future

1. Current Economic Challenges

1.1 Production Capacity

  • Current production capacity shows overcapacity in manufacturing but insufficient capacity in high-tech industries. In the long run, low-end manufacturing will inevitably be replaced by machines or relocated overseas.
  • Persistent “involution” and increased production capacity have compressed manufacturing profits, leading to reduced labor costs and workforce downsizing (cost reduction and efficiency improvement).
  • Recent bankruptcies of “Jiyue Auto” and near-bankruptcy of “Nezha Auto” indicate saturation in China’s new energy vehicle market, with further contraction expected in domestic consumption, contrary to claims of no overcapacity.

1.2 Economic Cycle

  • Currently in an economic recession cycle
  • Simultaneously entering a deflationary cycle

1.3 Consumption & Per Capita Income

Overview of China’s Total Retail Sales of Consumer Goods 2015-2024

Year
Total Retail Sales (100 million yuan)
Annual Growth Rate Data Source
2015
300,931
+10.7% National Bureau of Statistics
2016
332,316
+10.4% National Bureau of Statistics
2017
366,262
+10.2% National Bureau of Statistics
2018
380,987
+9.0% National Bureau of Statistics
2019
411,649
+8.0% National Bureau of Statistics
2020
391,981
-4.6% National Bureau of Statistics
2021
440,823
+12.5% National Bureau of Statistics
2022
439,733
-0.2% National Development and Reform Commission
2023
470,000
+7.2% National Bureau of Statistics
2024
487,895
+3.5% National Bureau of Statistics

Money Supply (as of December each year)

Year M0 (100 million yuan) YoY Growth M1 (100 million yuan) YoY Growth M2 (100 million yuan) YoY Growth Data Source
2015 6,320 40,100 139,000 TradingEconomics
2016 6,830 +8.06% 48,700 +21.62% 155,000 +11.51% Same as above
2017 7,060 +3.37% 54,400 +11.70% 168,000 +8.39% Same as above
2018 7,320 +3.69% 55,200 +1.47% 183,000 +8.93% Same as above
2019 7,720 +5.46% 57,600 +4.35% 199,000 +8.74% Same as above
2020 8,430 +9.17% 62,600 +8.68% 219,000 +10.05% Same as above
2021 9,080 +7.70% 64,700 +3.36% 238,000 +8.68% Same as above
2022 10,500 +15.64% 67,200 +3.87% 266,000 +11.76% Same as above
2023 11,300 +7.62% 68,100 +1.34% 292,000 +9.77% Same as above
2024 12,800 +13.27% 67,100 -1.47% 314,000 +7.53% Same as above
Jan 2025 14,200 +10.94% 112,000 +66.96% 318,000 +1.27% Same as above

Per Capita Income

Year
Disposable Income (yuan)
Median Data Source
2015
21,966
19,281 National Bureau of Statistics
2016
23,821
20,883 National Bureau of Statistics
2017
25,974
22,408 National Bureau of Statistics
2018
28,228
24,336 National Bureau of Statistics
2019
30,733
26,523 National Bureau of Statistics
2020
32,189
27,540 National Bureau of Statistics
2021
35,128
29,975 National Bureau of Statistics
2022
36,883
31,370 National Bureau of Statistics
2023
39,218
33,036 National Bureau of Statistics
2024
41,314
34,707 National Bureau of Statistics
  • Retail consumption growth has slowed significantly in recent years, particularly last year
  • Consumer willingness has declined, with preference for cheaper products over quality

1.4 Population

Demographic Structure

Year Total Population (100 million) Age Structure (%) Gender Ratio (Male:Female) Urbanization Rate (%) Data Source
2015
13.833
0–14:16.5 15–64:73.0 65+:10.5
104.88:100
57.3 National Bureau of Statistics
2016
13.923
0–14:16.7 15–64:72.5 65+:10.8
104.86:100
58.8 Same as above
2017
14.001
0–14:16.8 15–64:71.8 65+:11.4
104.79:100
60.2 Same as above
2018
14.054
0–14:16.9 15–64:71.2 65+:11.9
104.63:100
61.5 Same as above
2019
14.100
0–14:16.8 15–64:70.6 65+:12.6
104.46:100
62.7 Same as above
2020
14.121
0–14:17.9 15–64:70.1 65+:12.0
105.09:100
63.9 Same as above
2021
14.126
0–14:17.5 15–64:68.3 65+:14.2
104.88:100
64.7 Same as above
2022
14.118
0–14:16.9 15–64:68.2 65+:14.9
104.71:100
65.2 Same as above
2023
14.096
0–14:16.3 15–64:68.3 65+:15.4
104.50:100
66.2 Same as above
2024
14.088
0–14:17.1 15–64:67.3 65+:15.6
104.34:100
67.0 National Bureau of Statistics

Birth/Death Rates

Year Birth Rate Death Rate
Natural Growth Rate
Data Source
2015 11.99% 7.09%
4.90%
National Bureau of Statistics
2016 13.57% 7.04%
6.53%
Same as above
2017 12.64% 7.06%
5.58%
Same as above
2018 10.86% 7.08%
3.78%
Same as above
2019 10.41% 7.09%
3.32%
Same as above
2020 8.52% 7.07%
1.45%
Same as above
2021 7.52% 7.18%
0.34%
Same as above
2022 6.77% 7.37%
-0.60%
Same as above
2023 6.39% 7.87%
-1.48%
Same as above
2024 6.77% 7.76%
-0.99%
National Bureau of Statistics
  • Aging population has significantly increased while working-age population declines, increasing pension burdens on youth
  • Growing demand in healthcare, elderly care, and insurance sectors due to aging population has increased demand deposits

2. Potential Solutions

2.1 Population

Reasons for Declining Birth Rates

  1. Increased pressure on youth, reduced income and income uncertainty make them reluctant to have children or even marry
  2. Growing elderly care burden with fewer young people supporting each elderly person
  3. Intensified social competition and “involution” culture, where technological progress hasn’t boosted productivity but increased work pressure

2.2 Economic Circulation

Reasons for Declining Consumption

  1. Reduced income amid rising prices
  2. Young people willing but unable to consume, while elderly can but won’t due to generational habits
  3. Increased unemployment risk makes youth afraid to spend
  4. Young people lack time to consume as they work overtime to avoid layoffs

2.3 Economic Cycle

Causes of Economic Cycles

  1. Unreasonable economic structure causing imbalance
  2. Unfair social distribution exacerbating conflicts
  3. Widening wealth gap reducing youth consumption willingness

Solutions

  1. Increase income, improve social welfare and social security systems
  2. Reduce meaningless “involution”, increase vacation time
  3. Create more jobs and employment opportunities
  4. Economic reform to enhance productivity and efficiency

3. Conclusion

In my view, the fundamental contradiction lies in the economic system. China stands at a crossroads of the middle-income trap, with consumption accounting for only 29.7% of GDP.

During China’s transition to high-end industries, outdated distribution issues remain unresolved. While low-end manufacturing capacity increases, so does involution. State-owned enterprises dominate while private innovation declines, reducing jobs and increasing youth employment pressure, creating a vicious cycle where people don’t consume and domestic circulation stalls.

Raising incomes, boosting consumption, ensuring employment, and reducing youth pressure are now critical for economic restructuring. Relying solely on exports—one of the three growth drivers—is unsustainable. The investment market also deserves attention as it can stimulate domestic consumption, increase employment, and improve economic efficiency.

by deyuki 2025-04-18 Translated by DeepSeek-v3 Personal views only, no infringement intended